Problem Statement
Access and Distribution of Funding
SMEs in Indonesia face significant challenges in accessing and distributing funding. This includes high credit application costs, limited access to formal funding, and high interest rates on credits.
Financial Problems
Financial problems include mismatches between available funds and the systematic approach of SMEs, high credit application costs, and access to formal funding. These issues hinder the financial stability and growth of SMEs
Limited Access to Business Networks
Limited access to business networks, including industry associations and business clusters, reduces SMEs' ability to collaborate, share knowledge, and access new opportunities.
Limited Market Access
Limited market access, particularly for small and medium-sized enterprises, restricts their ability to expand their customer base and increase sales.
Inefficient Supply Chain Management
Inefficient supply chain management, including issues with inventory management and logistics, leads to delays, increased costs, and reduced customer satisfaction.